Holmes County's Community Housing Improvement Program is administered at the Planning Commission, and includes a variety of programs to assist low and moderate-income households with housing affordability and repairs.  Programs currently available include the following but are not limited to.  Please contact Mary Hoxworth, CHIP program coordinator for details.

Programs Include:

Owner Rehabilitation

Purpose of this program is to rehabilitate a one family housing unit, which are owned and occupied by low and moderate-income households.  Eligible activities include: installation and/or repairs to foundations, roofs, gutters, electrical upgrades, plumbing, furnaces, hot water heaters, insulation, windows, doors, accessibility improvements and lead based abatement.

Home Repair

Homebuyer Assistance

Purpose of this program is to assist low and moderate-income households in purchasing and rehabilitating modest, affordable, one-family housing units to be used as their principle residence.  Eligible activities include: down payment/closing cost assistance and items covered under the owner rehabilitation program.

New Construction

Purpose of this program is to assist low and moderate income households in financing and building a new, modest, affordable, one-family home to be used as their principle residence.  Eligible activities include financial assistance paid directly to building contractor for services associated with the construction of a new home.

Housing Counseling